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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,366 | $239,571-28.5% | $183,328-6.5% | $137,256+24.9% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 80.0%+20.0pp |
| Annual return | 9.04% | 35.69%-26.6pp | 29.67%-20.6pp | 220.34%-211.3pp |
| Employer contribution / active EE | $6,311 | $6,148+2.7% | $5,055+24.9% | $4,156+51.9% |
| Participant deferral / active EE | $16,814 | $7,995+110.3% | $6,795+147.4% | $6,407+162.4% |
| Admin fee / account holder | $116,137 | $30,059+286.4% | $21,427+442.0% | $12,270+846.5% |