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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,426 | $166,268+16.3% | $165,100+17.2% | $145,897+32.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.10% | 100.52%-89.4pp | 70.21%-59.1pp | 552.29%-541.2pp |
| Employer contribution / active EE | $7,039 | $5,284+33.2% | $4,348+61.9% | $4,663+51.0% |
| Participant deferral / active EE | $16,356 | $6,964+134.9% | $6,035+171.0% | $6,689+144.5% |
| Admin fee / account holder | $2,367 | $16,659-85.8% | $12,696-81.4% | $13,390-82.3% |