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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,065 | $95,188-27.4% | $76,518-9.7% | $135,379-49.0% |
| Participation rate | 42.9% | 74.4%-31.5pp | 68.0%-25.1pp | 82.6%-39.8pp |
| Annual return | -3.09% | 4.85%-7.9pp | -0.27%-2.8pp | 519.79%-522.9pp |
| Employer contribution / active EE | $1,286 | $3,303-61.1% | $2,647-51.4% | $4,779-73.1% |
| Participant deferral / active EE | $4,671 | $4,640+0.7% | $3,836+21.8% | $5,609-16.7% |
| Admin fee / account holder | $83,133 | $6,249+1230.3% | $4,849+1614.6% | $10,828+667.8% |