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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,123 | $91,559-68.2% | $133,959-78.3% | $79,858-63.5% |
| Participation rate | 91.7% | 73.3%+18.3pp | 79.8%+11.8pp | 69.6%+22.0pp |
| Annual return | 7.74% | 61.85%-54.1pp | 45.09%-37.4pp | 31.72%-24.0pp |
| Employer contribution / active EE | $4,442 | $2,384+86.3% | $3,919+13.4% | $2,471+79.8% |
| Participant deferral / active EE | $4,037 | $3,734+8.1% | $5,047-20.0% | $3,740+7.9% |
| Admin fee / account holder | $852 | $6,321-86.5% | $8,928-90.5% | $5,306-83.9% |