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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,657 | $82,630-55.6% | $64,105-42.8% | $125,389-70.8% |
| Participation rate | 75.0% | 75.9%-0.9pp | 68.2%+6.8pp | 83.2%-8.2pp |
| Annual return | 29.48% | 1489.72%-1460.2pp | 791.24%-761.8pp | 282.24%-252.8pp |
| Employer contribution / active EE | $400 | $2,671-85.0% | $1,820-78.0% | $4,866-91.8% |
| Participant deferral / active EE | $787 | $3,608-78.2% | $2,822-72.1% | $5,352-85.3% |
| Admin fee / account holder | $2,857 | $6,382-55.2% | $4,499-36.5% | $9,541-70.1% |