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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,734 | $65,566+158.9% | $86,235+96.8% | $75,177+125.8% |
| Participation rate | 100.0% | 60.5%+39.5pp | 69.0%+31.0pp | 67.2%+32.8pp |
| Annual return | 12.50% | 46.07%-33.6pp | 1170.03%-1157.5pp | 160.75%-148.3pp |
| Employer contribution / active EE | $9,016 | $1,553+480.5% | $2,381+278.7% | $2,671+237.6% |
| Participant deferral / active EE | $6,189 | $3,023+104.7% | $3,987+55.2% | $4,126+50.0% |
| Admin fee / account holder | $5,799 | $5,470+6.0% | $6,856-15.4% | $5,651+2.6% |