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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,671 | $58,493+133.7% | $84,023+62.7% | $72,976+87.3% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.0%+31.0pp | 69.5%+30.5pp |
| Annual return | 2.72% | 28.93%-26.2pp | 71.32%-68.6pp | 81.02%-78.3pp |
| Employer contribution / active EE | $7,396 | $1,163+535.9% | $1,984+272.8% | $2,440+203.1% |
| Participant deferral / active EE | $5,567 | $2,394+132.5% | $3,239+71.8% | $3,608+54.3% |
| Admin fee / account holder | $5,261 | $4,569+15.2% | $6,102-13.8% | $5,124+2.7% |