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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,316 | $48,314+147.0% | $67,561+76.6% | $80,925+47.4% |
| Participation rate | 14.0% | 66.4%-52.4pp | 72.9%-58.9pp | 67.7%-53.7pp |
| Annual return | 15.75% | 18.28%-2.5pp | 3525.44%-3509.7pp | 35.65%-19.9pp |
| Employer contribution / active EE | $1,022 | $2,022-49.4% | $2,735-62.6% | $2,756-62.9% |
| Participant deferral / active EE | $2,329 | $2,927-20.4% | $4,003-41.8% | $4,299-45.8% |
| Admin fee / account holder | $1,112 | $3,690-69.9% | $4,006-72.2% | $6,940-84.0% |