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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,925 | $42,910+49.0% | $60,919+4.9% | $68,490-6.7% |
| Participation rate | 25.7% | 66.8%-41.0pp | 73.1%-47.4pp | 67.9%-42.2pp |
| Annual return | -18.66% | -13.99%-4.7pp | 16.96%-35.6pp | -7.85%-10.8pp |
| Employer contribution / active EE | $1,113 | $1,978-43.8% | $2,704-58.9% | $2,597-57.2% |
| Participant deferral / active EE | $1,850 | $2,866-35.4% | $3,814-51.5% | $4,028-54.1% |
| Admin fee / account holder | $692 | $3,104-77.7% | $3,228-78.5% | $5,403-87.2% |