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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,316 | $48,337+146.8% | $67,560+76.6% | $80,959+47.4% |
| Participation rate | 14.0% | 66.4%-52.5pp | 72.9%-59.0pp | 67.7%-53.7pp |
| Annual return | 15.75% | 18.26%-2.5pp | 3533.50%-3517.7pp | 35.67%-19.9pp |
| Employer contribution / active EE | $1,022 | $2,023-49.5% | $2,737-62.6% | $2,757-62.9% |
| Participant deferral / active EE | $2,329 | $2,928-20.5% | $4,004-41.8% | $4,300-45.8% |
| Admin fee / account holder | $1,112 | $3,695-69.9% | $3,994-72.2% | $6,925-83.9% |