Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,403 | $51,244-73.8% | $80,977-83.4% | $55,167-75.7% |
| Participation rate | 20.0% | 71.7%-51.7pp | 75.8%-55.8pp | 69.0%-49.0pp |
| Annual return | 1.06% | 17.39%-16.3pp | 17.11%-16.0pp | 169.23%-168.2pp |
| Employer contribution / active EE | $0 | $1,770-100.0% | $3,715-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $1,897 | $4,418-57.1% | $5,696-66.7% | $3,054-37.9% |
| Admin fee / account holder | $1,301 | $398+226.8% | $5,517-76.4% | $504+158.2% |