Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,165 | $48,313-83.1% | $73,309-88.9% | $52,331-84.4% |
| Participation rate | 15.9% | 68.6%-52.7pp | 74.9%-59.0pp | 68.1%-52.2pp |
| Annual return | -2.57% | 3.85%-6.4pp | 5.67%-8.2pp | 4.54%-7.1pp |
| Employer contribution / active EE | $0 | $1,661-100.0% | $3,237-100.0% | $1,882-100.0% |
| Participant deferral / active EE | $787 | $4,189-81.2% | $4,991-84.2% | $3,022-74.0% |
| Admin fee / account holder | $1,425 | $404+252.7% | $5,635-74.7% | $592+140.8% |