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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,376 | $115,796-76.4% | $101,264-73.0% | $158,950-82.8% |
| Participation rate | 80.0% | 79.4%+0.6pp | 75.8%+4.2pp | 82.0%-2.0pp |
| Annual return | 3.50% | 56.15%-52.6pp | 46.48%-43.0pp | 302.91%-299.4pp |
| Employer contribution / active EE | $2,240 | $4,175-46.3% | $3,660-38.8% | $4,762-53.0% |
| Participant deferral / active EE | $6,725 | $4,958+35.6% | $4,370+53.9% | $5,983+12.4% |
| Admin fee / account holder | $20,500 | $7,247+182.9% | $5,947+244.7% | $11,248+82.2% |