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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,121 | $154,193+30.4% | $130,045+54.7% | $139,466+44.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 15.31% | 32.51%-17.2pp | -137.30%+152.6pp | 373.66%-358.4pp |
| Employer contribution / active EE | $5,681 | $5,292+7.4% | $4,321+31.5% | $4,754+19.5% |
| Participant deferral / active EE | $5,508 | $6,709-17.9% | $5,820-5.4% | $6,712-17.9% |
| Admin fee / account holder | $5,319 | $13,989-62.0% | $10,600-49.8% | $11,409-53.4% |