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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,464 | $185,883-57.3% | $170,043-53.3% | $139,466-43.0% |
| Participation rate | 63.6% | 87.8%-24.1pp | 87.0%-23.4pp | 80.3%-16.7pp |
| Annual return | 11.21% | 60.54%-49.3pp | 53.40%-42.2pp | 373.66%-362.5pp |
| Employer contribution / active EE | $0 | $7,596-100.0% | $6,790-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $3,538 | $11,626-69.6% | $10,410-66.0% | $6,712-47.3% |
| Admin fee / account holder | $718 | $15,393-95.3% | $12,824-94.4% | $11,409-93.7% |