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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,954 | $167,522-59.4% | $151,639-55.2% | $134,532-49.5% |
| Participation rate | 63.6% | 88.4%-24.7pp | 87.5%-23.9pp | 81.2%-17.6pp |
| Annual return | -13.59% | 7.81%-21.4pp | 3.34%-16.9pp | 418.27%-431.9pp |
| Employer contribution / active EE | $0 | $6,828-100.0% | $6,165-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $3,856 | $8,986-57.1% | $8,363-53.9% | $6,401-39.8% |
| Admin fee / account holder | $685 | $13,780-95.0% | $11,613-94.1% | $11,429-94.0% |