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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,332 | $100,938+221.3% | $90,461+258.5% | $158,982+104.0% |
| Participation rate | 50.0% | 75.0%-25.0pp | 72.7%-22.7pp | 82.0%-32.0pp |
| Annual return | 23.53% | 1727.20%-1703.7pp | 1294.76%-1271.2pp | 302.99%-279.5pp |
| Employer contribution / active EE | $300 | $3,691-91.9% | $3,264-90.8% | $4,763-93.7% |
| Participant deferral / active EE | $1,500 | $4,350-65.5% | $3,964-62.2% | $5,983-74.9% |
| Admin fee / account holder | $30 | $6,510-99.5% | $5,617-99.5% | $11,252-99.7% |