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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,964 | $90,607+124.0% | $79,467+155.4% | $135,380+49.9% |
| Participation rate | 50.0% | 76.0%-26.0pp | 73.3%-23.3pp | 82.6%-32.6pp |
| Annual return | -4.79% | 977.74%-982.5pp | 718.30%-723.1pp | 519.81%-524.6pp |
| Employer contribution / active EE | $500 | $3,068-83.7% | $2,800-82.1% | $4,779-89.5% |
| Participant deferral / active EE | $2,500 | $4,050-38.3% | $3,704-32.5% | $5,609-55.4% |
| Admin fee / account holder | $7,318 | $5,895+24.1% | $5,104+43.4% | $10,828-32.4% |