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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,004 | $109,372-34.2% | $89,414-19.5% | $158,966-54.7% |
| Participation rate | 85.7% | 74.3%+11.4pp | 68.0%+17.7pp | 82.0%+3.8pp |
| Annual return | 30.02% | 345.55%-315.5pp | 245.50%-215.5pp | 302.95%-272.9pp |
| Employer contribution / active EE | $649 | $3,171-79.5% | $2,586-74.9% | $4,762-86.4% |
| Participant deferral / active EE | $4,136 | $4,598-10.0% | $3,890+6.3% | $5,983-30.9% |
| Admin fee / account holder | $345 | $6,156-94.4% | $4,883-92.9% | $11,250-96.9% |