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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,399 | $101,063-65.0% | $81,473-56.6% | $147,586-76.0% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 15.99% | 32.41%-16.4pp | 38.78%-22.8pp | 578.59%-562.6pp |
| Employer contribution / active EE | $7,288 | $3,206+127.4% | $2,568+183.8% | $4,876+49.5% |
| Participant deferral / active EE | $4,659 | $4,242+9.8% | $3,537+31.7% | $5,439-14.3% |
| Admin fee / account holder | $599 | $5,812-89.7% | $4,561-86.9% | $10,886-94.5% |