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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,411 | $64,359-6.1% | $90,161-33.0% | $70,126-13.9% |
| Participation rate | 55.3% | 70.4%-15.1pp | 76.9%-21.6pp | 69.5%-14.2pp |
| Annual return | 17.04% | 28.13%-11.1pp | 34.89%-17.8pp | 73.15%-56.1pp |
| Employer contribution / active EE | $2,029 | $2,046-0.8% | $3,318-38.8% | $2,343-13.4% |
| Participant deferral / active EE | $3,102 | $4,389-29.3% | $5,287-41.3% | $3,332-6.9% |
| Admin fee / account holder | $2,913 | $3,945-26.2% | $5,943-51.0% | $4,645-37.3% |