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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,040 | $209,847-30.4% | $189,520-22.9% | $167,518-12.8% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 15.27% | 748.45%-733.2pp | 555.25%-540.0pp | 478.71%-463.4pp |
| Employer contribution / active EE | $7,546 | $6,913+9.1% | $6,161+22.5% | $4,838+55.9% |
| Participant deferral / active EE | $13,014 | $8,934+45.7% | $8,220+58.3% | $6,342+105.2% |
| Admin fee / account holder | $14,200 | $14,295-0.7% | $12,046+17.9% | $12,312+15.3% |