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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,071 | $39,798+45.9% | $67,704-14.2% | $59,633-2.6% |
| Participation rate | 56.1% | 57.4%-1.2pp | 67.5%-11.4pp | 68.7%-12.5pp |
| Annual return | 7.85% | 89.94%-82.1pp | 25.41%-17.6pp | 2041.45%-2033.6pp |
| Employer contribution / active EE | $0 | $1,393-100.0% | $2,559-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,417 | $2,335+3.5% | $3,585-32.6% | $3,192-24.3% |
| Admin fee / account holder | $596 | $3,212-81.4% | $4,255-86.0% | $4,297-86.1% |