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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,938 | $77,908+242.6% | $149,696+78.3% | $75,173+255.1% |
| Participation rate | 97.8% | 65.6%+32.2pp | 78.8%+19.0pp | 67.2%+30.6pp |
| Annual return | 13.61% | 31.73%-18.1pp | 134.46%-120.8pp | 160.72%-147.1pp |
| Employer contribution / active EE | $17,532 | $3,138+458.7% | $4,821+263.7% | $2,671+556.4% |
| Participant deferral / active EE | $22,940 | $3,411+572.5% | $5,682+303.7% | $4,126+455.9% |
| Admin fee / account holder | $22,539 | $5,950+278.8% | $13,212+70.6% | $5,651+298.9% |