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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,925 | $85,171+355.5% | $172,752+124.6% | $72,975+431.6% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 15.53% | 27.32%-11.8pp | 802.97%-787.4pp | 81.01%-65.5pp |
| Employer contribution / active EE | $16,910 | $3,324+408.7% | $5,144+228.7% | $2,440+593.0% |
| Participant deferral / active EE | $20,011 | $3,260+513.8% | $5,198+285.0% | $3,608+454.7% |
| Admin fee / account holder | $13,609 | $5,880+131.4% | $13,955-2.5% | $5,124+165.6% |