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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,926 | $81,276+293.6% | $155,574+105.6% | $80,925+295.3% |
| Participation rate | 95.7% | 66.2%+29.4pp | 78.2%+17.4pp | 67.7%+28.0pp |
| Annual return | 9.93% | 33.36%-23.4pp | 64.87%-54.9pp | 35.65%-25.7pp |
| Employer contribution / active EE | $16,244 | $3,103+423.5% | $4,676+247.4% | $2,756+489.4% |
| Participant deferral / active EE | $18,552 | $3,453+437.3% | $5,629+229.6% | $4,299+331.6% |
| Admin fee / account holder | $23,033 | $7,993+188.1% | $15,914+44.7% | $6,940+231.9% |