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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,011 | $115,814+149.5% | $101,275+185.4% | $158,982+81.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 22.07% | 56.16%-34.1pp | 46.48%-24.4pp | 302.99%-280.9pp |
| Employer contribution / active EE | $0 | $4,176-100.0% | $3,660-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $12,500 | $4,958+152.1% | $4,371+186.0% | $5,983+108.9% |
| Admin fee / account holder | $699 | $7,249-90.4% | $5,948-88.2% | $11,252-93.8% |