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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,963 | $97,732+77.0% | $83,831+106.3% | $135,380+27.8% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -3.96% | 1287.56%-1291.5pp | 850.99%-854.9pp | 519.81%-523.8pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,631-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $9,000 | $4,683+92.2% | $4,082+120.5% | $5,609+60.5% |
| Admin fee / account holder | $699 | $6,675-89.5% | $5,479-87.2% | $10,828-93.5% |