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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,543 | $73,978+10.2% | $96,515-15.5% | $75,173+8.5% |
| Participation rate | 76.3% | 66.4%+9.9pp | 74.3%+2.0pp | 67.2%+9.1pp |
| Annual return | 10.11% | 26.72%-16.6pp | 35.73%-25.6pp | 160.72%-150.6pp |
| Employer contribution / active EE | $2,387 | $2,931-18.6% | $3,740-36.2% | $2,671-10.6% |
| Participant deferral / active EE | $5,610 | $3,660+53.3% | $4,880+15.0% | $4,126+36.0% |
| Admin fee / account holder | $6,712 | $5,219+28.6% | $6,735-0.3% | $5,651+18.8% |