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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,201 | $138,076+151.5% | $123,553+181.0% | $135,380+156.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.63% | 153.70%-162.3pp | 119.21%-127.8pp | 519.81%-528.4pp |
| Employer contribution / active EE | $4,369 | $5,152-15.2% | $4,628-5.6% | $4,779-8.6% |
| Participant deferral / active EE | $24,018 | $6,800+253.2% | $6,426+273.8% | $5,609+328.2% |
| Admin fee / account holder | $2,949 | $10,917-73.0% | $9,284-68.2% | $10,828-72.8% |