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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,547 | $117,433-68.0% | $99,475-62.3% | $152,897-75.4% |
| Participation rate | 85.7% | 77.5%+8.2pp | 73.8%+11.9pp | 82.5%+3.3pp |
| Annual return | 11.00% | 31.87%-20.9pp | 30.72%-19.7pp | 345.43%-334.4pp |
| Employer contribution / active EE | $1,347 | $3,013-55.3% | $2,540-47.0% | $4,764-71.7% |
| Participant deferral / active EE | $3,144 | $4,086-23.1% | $3,619-13.1% | $5,851-46.3% |
| Admin fee / account holder | $1,325 | $7,634-82.6% | $6,252-78.8% | $11,599-88.6% |