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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $497,336 | $167,353+197.2% | $143,797+245.9% | $134,545+269.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -27.19% | 0.48%-27.7pp | -0.04%-27.2pp | 418.37%-445.6pp |
| Employer contribution / active EE | $13,587 | $5,620+141.7% | $4,952+174.4% | $4,742+186.5% |
| Participant deferral / active EE | $9,314 | $6,447+44.5% | $5,638+65.2% | $6,401+45.5% |
| Admin fee / account holder | $1,447 | $18,096-92.0% | $14,679-90.1% | $11,431-87.3% |