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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $495,447 | $217,432+127.9% | $185,849+166.6% | $167,536+195.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.98% | 148.42%-134.4pp | 122.10%-108.1pp | 478.82%-464.8pp |
| Employer contribution / active EE | $13,351 | $5,875+127.3% | $5,169+158.3% | $4,839+175.9% |
| Participant deferral / active EE | $8,324 | $6,357+30.9% | $5,569+49.5% | $6,342+31.3% |
| Admin fee / account holder | $77,048 | $19,818+288.8% | $16,244+374.3% | $12,315+525.7% |