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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,495 | $103,164-47.2% | $90,259-39.6% | $154,746-64.8% |
| Participation rate | 18.2% | 76.1%-57.9pp | 70.7%-52.6pp | 80.7%-62.5pp |
| Annual return | 14.85% | 19.25%-4.4pp | 18.88%-4.0pp | 172.34%-157.5pp |
| Employer contribution / active EE | $870 | $2,532-65.6% | $2,291-62.0% | $4,379-80.1% |
| Participant deferral / active EE | $1,113 | $4,422-74.8% | $3,827-70.9% | $6,730-83.5% |
| Admin fee / account holder | $1,311 | $8,593-84.7% | $7,267-82.0% | $14,365-90.9% |