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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,750 | $104,577+33.6% | $76,667+82.3% | $152,909-8.6% |
| Participation rate | 50.0% | 76.6%-26.6pp | 72.1%-22.1pp | 82.5%-32.5pp |
| Annual return | 17.84% | 1014.36%-996.5pp | 1166.74%-1148.9pp | 345.46%-327.6pp |
| Employer contribution / active EE | $981 | $3,119-68.6% | $2,303-57.4% | $4,764-79.4% |
| Participant deferral / active EE | $1,419 | $4,237-66.5% | $3,336-57.5% | $5,851-75.8% |
| Admin fee / account holder | $21,356 | $12,290+73.8% | $6,423+232.5% | $11,601+84.1% |