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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,578 | $100,792-75.6% | $86,691-71.6% | $134,509-81.7% |
| Participation rate | 90.9% | 78.9%+12.0pp | 76.6%+14.3pp | 81.2%+9.7pp |
| Annual return | -15.94% | 29.08%-45.0pp | 35.94%-51.9pp | 418.13%-434.1pp |
| Employer contribution / active EE | $0 | $3,491-100.0% | $2,837-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $8,288 | $5,339+55.2% | $4,656+78.0% | $6,400+29.5% |
| Admin fee / account holder | $5,052 | $10,924-53.8% | $7,492-32.6% | $11,427-55.8% |