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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,378 | $112,121+134.9% | $95,960+174.5% | $158,966+65.7% |
| Participation rate | 87.5% | 79.0%+8.5pp | 77.1%+10.4pp | 82.0%+5.5pp |
| Annual return | 14.01% | 171.16%-157.2pp | 91.63%-77.6pp | 302.95%-288.9pp |
| Employer contribution / active EE | $3,647 | $3,199+14.0% | $2,541+43.5% | $4,762-23.4% |
| Participant deferral / active EE | $12,392 | $4,784+159.0% | $4,167+197.4% | $5,983+107.1% |
| Admin fee / account holder | $12,708 | $10,135+25.4% | $6,797+87.0% | $11,250+13.0% |