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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,919 | $165,361-52.9% | $149,715-48.0% | $158,950-51.0% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | 17.14% | 348.24%-331.1pp | 276.66%-259.5pp | 302.91%-285.8pp |
| Employer contribution / active EE | $1,624 | $5,103-68.2% | $4,645-65.0% | $4,762-65.9% |
| Participant deferral / active EE | $9,859 | $7,182+37.3% | $6,842+44.1% | $5,983+64.8% |
| Admin fee / account holder | $3,988 | $10,808-63.1% | $9,310-57.2% | $11,248-64.5% |