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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,339 | $157,296-68.6% | $141,191-65.1% | $152,897-67.7% |
| Participation rate | 77.8% | 84.8%-7.0pp | 82.5%-4.7pp | 82.5%-4.7pp |
| Annual return | 25.58% | 64.34%-38.8pp | 71.41%-45.8pp | 345.43%-319.8pp |
| Employer contribution / active EE | $1,322 | $5,262-74.9% | $4,736-72.1% | $4,764-72.2% |
| Participant deferral / active EE | $7,808 | $7,111+9.8% | $6,710+16.4% | $5,851+33.5% |
| Admin fee / account holder | $706 | $12,125-94.2% | $10,264-93.1% | $11,599-93.9% |