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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,620 | $196,972-6.3% | $182,262+1.3% | $198,609-7.0% |
| Participation rate | 87.5% | 85.7%+1.8pp | 84.2%+3.3pp | 82.4%+5.1pp |
| Annual return | 15.11% | 158.27%-143.2pp | 140.60%-125.5pp | 202.70%-187.6pp |
| Employer contribution / active EE | $2,505 | $5,364-53.3% | $5,046-50.3% | $5,055-50.4% |
| Participant deferral / active EE | $17,186 | $8,643+98.8% | $8,276+107.6% | $6,977+146.3% |
| Admin fee / account holder | $1,681 | $18,429-90.9% | $16,712-89.9% | $19,030-91.2% |