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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,224 | $77,816-54.7% | $123,552-71.5% | $64,173-45.1% |
| Participation rate | 70.7% | 74.7%-4.0pp | 82.3%-11.6pp | 69.6%+1.2pp |
| Annual return | -4.85% | 12.49%-17.3pp | 119.20%-124.1pp | 7.63%-12.5pp |
| Employer contribution / active EE | $2,118 | $3,014-29.7% | $4,628-54.2% | $2,381-11.0% |
| Participant deferral / active EE | $1,464 | $5,240-72.1% | $6,426-77.2% | $3,470-57.8% |
| Admin fee / account holder | $15,818 | $5,519+186.6% | $9,285+70.4% | $4,887+223.7% |