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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC2 years Service code 15 C/O DCA YY 7123400174 · NASHVILLE, TN 37238 | Recordkeeping | $38,784 |
PAYCHEX, INC.6+ years Service code 15 · EIN 16-1124166 911 PANORAMA TRAIL S · ROCHESTER, NY 14625 | Recordkeeping | $22,121 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,441 | $99,957-29.5% | $149,745-53.0% | $73,497-4.2% |
| Participation rate | 98.2% | 75.7%+22.5pp | 82.5%+15.7pp | 70.7%+27.5pp |
| Annual return | 24.42% | 53.87%-29.5pp | 276.72%-252.3pp | 28.51%-4.1pp |
| Employer contribution / active EE | $0 | $3,191-100.0% | $4,646-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $3,456 | $6,073-43.1% | $6,843-49.5% | $3,740-7.6% |
| Admin fee / account holder | $340 | $551-38.3% | $9,312-96.3% | $513-33.7% |