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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,423 | $58,258+68.9% | $81,820+20.3% | $80,925+21.6% |
| Participation rate | 47.1% | 63.5%-16.4pp | 72.4%-25.3pp | 67.7%-20.6pp |
| Annual return | 16.14% | 41.76%-25.6pp | 777.93%-761.8pp | 35.65%-19.5pp |
| Employer contribution / active EE | $2,381 | $2,345+1.5% | $2,915-18.3% | $2,756-13.6% |
| Participant deferral / active EE | $6,550 | $3,284+99.5% | $4,323+51.5% | $4,299+52.4% |
| Admin fee / account holder | $50,411 | $4,976+913.0% | $7,391+582.1% | $6,940+626.4% |