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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,024 | $99,011-30.3% | $86,582-20.3% | $147,586-53.2% |
| Participation rate | 47.1% | 76.3%-29.3pp | 73.5%-26.5pp | 82.8%-35.8pp |
| Annual return | 9.36% | 1312.75%-1303.4pp | 965.08%-955.7pp | 578.59%-569.2pp |
| Employer contribution / active EE | $1,425 | $3,132-54.5% | $2,839-49.8% | $4,876-70.8% |
| Participant deferral / active EE | $4,678 | $3,972+17.8% | $3,609+29.6% | $5,439-14.0% |
| Admin fee / account holder | $3,618 | $5,709-36.6% | $4,904-26.2% | $10,886-66.8% |