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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,561 | $124,330-48.1% | $109,173-40.9% | $167,536-61.5% |
| Participation rate | 70.0% | 79.5%-9.5pp | 75.9%-5.9pp | 82.1%-12.1pp |
| Annual return | 11.38% | 26.04%-14.7pp | 25.75%-14.4pp | 478.82%-467.4pp |
| Employer contribution / active EE | $47 | $4,209-98.9% | $3,723-98.7% | $4,839-99.0% |
| Participant deferral / active EE | $2,595 | $5,256-50.6% | $4,654-44.2% | $6,342-59.1% |
| Admin fee / account holder | $823 | $7,974-89.7% | $6,755-87.8% | $12,315-93.3% |