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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,717 | $115,814-60.5% | $101,275-54.9% | $158,982-71.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 5.06% | 56.16%-51.1pp | 46.48%-41.4pp | 302.99%-297.9pp |
| Employer contribution / active EE | $1,231 | $4,176-70.5% | $3,660-66.4% | $4,763-74.1% |
| Participant deferral / active EE | $4,952 | $4,958-0.1% | $4,371+13.3% | $5,983-17.2% |
| Admin fee / account holder | $1,152 | $7,249-84.1% | $5,948-80.6% | $11,252-89.8% |