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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,617 | $154,159-65.2% | $130,026-58.8% | $139,456-61.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 19.65% | 32.50%-12.9pp | -137.26%+156.9pp | 373.45%-353.8pp |
| Employer contribution / active EE | $2,405 | $5,292-54.6% | $4,321-44.3% | $4,753-49.4% |
| Participant deferral / active EE | $6,933 | $6,710+3.3% | $5,821+19.1% | $6,711+3.3% |
| Admin fee / account holder | $646 | $14,001-95.4% | $10,608-93.9% | $11,407-94.3% |