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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,159 | $101,063+146.5% | $81,473+205.8% | $147,586+68.8% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 1.68% | 32.41%-30.7pp | 38.78%-37.1pp | 578.59%-576.9pp |
| Employer contribution / active EE | $19,608 | $3,206+511.7% | $2,568+663.6% | $4,876+302.1% |
| Participant deferral / active EE | $12,000 | $4,242+182.9% | $3,537+239.3% | $5,439+120.6% |
| Admin fee / account holder | $13,016 | $5,812+123.9% | $4,561+185.3% | $10,886+19.6% |