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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,960 | $77,920+32.1% | $149,723-31.2% | $75,177+37.0% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 20.62% | 31.72%-11.1pp | 134.50%-113.9pp | 160.75%-140.1pp |
| Employer contribution / active EE | $7,999 | $3,138+154.9% | $4,821+65.9% | $2,671+199.5% |
| Participant deferral / active EE | $8,855 | $3,411+159.6% | $5,682+55.8% | $4,126+114.6% |
| Admin fee / account holder | $7,775 | $5,951+30.7% | $13,215-41.2% | $5,651+37.6% |