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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,611 | $73,863+25.4% | $143,797-35.6% | $68,490+35.2% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | 30.18% | 0.91%+29.3pp | -0.04%+30.2pp | -7.85%+38.0pp |
| Employer contribution / active EE | $8,960 | $3,185+181.3% | $4,952+80.9% | $2,597+245.1% |
| Participant deferral / active EE | $10,096 | $3,385+198.3% | $5,638+79.1% | $4,028+150.7% |
| Admin fee / account holder | $3,876 | $5,756-32.7% | $14,679-73.6% | $5,403-28.3% |