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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,058 | $112,131-83.9% | $95,964-81.2% | $158,982-88.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 5.54% | 171.19%-165.6pp | 91.64%-86.1pp | 302.99%-297.5pp |
| Employer contribution / active EE | $6,713 | $3,199+109.8% | $2,541+164.2% | $4,763+40.9% |
| Participant deferral / active EE | $3,722 | $4,784-22.2% | $4,167-10.7% | $5,983-37.8% |
| Admin fee / account holder | $12,373 | $10,136+22.1% | $6,797+82.0% | $11,252+10.0% |